USDA CREDIT UNION

VEHICLE LOANS - CARS, TRUCKS, MOTORCYCLES, BOATS, CAMPERS, RECREATIONAL VEHICLES, AND OTHER TITLED VEHICLES

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Current Rates

Rates are subject to change without notice.

All loans are subject to credit approval.

New vehicles are financed at 100% of list price. Used vehicle loan value is  based on 85% of N.A.D.A. retail value. Salvaged titles are based on 50% of N.A.D.A. retail value. 

NEW VEHICLES (2009 -20010)

4.50% APR 

5 YEAR MAXIMUM TERM

60 monthly payments of $18.83 per $1,000 borrowed

USED VEHICLES  (2006-2008)

6.00% APR

4 YEAR MAXIMUM TERM

48 monthly payments of $23.49 per $1,000 borrowed

USED VEHICLES  (2003-2005)

 6.50% APR

3 YEAR MAXIMUM TERM

36 monthly payments of $30.65 per $1,000 borrowed

USED VEHICLES  (2002 and older)

 7.25% APR

2 YEAR MAXIMUM TERM

24 monthly payments of $44.89 per $1,000 borrowed

   

 

To apply, complete the Loan APPLICATION FORM. and send to USDA Credit Union at 210 Walnut Room 927, Des Moines, IA 50309 or fax 515-243-4180.

To search for a vehicle:  CarFax.com                      To search for auto values:   nadaguides.com

The above sites CarFax.com and nadaguides.com are not maintained by USDA Credit Union, but are only listed for references.

                             

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