WELCOME
Since our origin in 1955, our philosophy is people helping people.
USDA Credit Union is an insured cooperative, owned by its members.
Unlike a bank or savings and loan association, we are not for profit
and are dedicated only to serving members who share a common bond.
Our members pool their money to make their collective savings available
for low cost loans to each member. Since we are not for profit,
earnings are distributed to members either in the form of better
rates on savings, lower rates on loans, or are invested in new or
improved services for members.
Individual savings accounts are insured up to $250,000 by the National
Credit Union Administration (NCUA). The NCUA is an independent
agency of the U.S. government, and the insurance is just like that
provided by banks and savings and loans. For more information on
NCUA call 1-800-755-1030, press 1 for share insurance questions. Our
visit the site at
NCUA SHARE
INSURANCE.
You qualify to be a USDA Credit Union member, if you are employed
by the United States Department of Agriculture in the state of
Iowa or are an employee
of Hawkeye-Security Insurance Co. Retired employees of either
group can also join. As a member of the USDA Credit Union, your
family is also eligible to join--relatives by blood or marriage
are welcome to join once you are a member.
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